Loans

Money Ganit fulfill short, medium & long term financial requirements of our clients. We deal in financing of various types of business entities & SEG (Mfg., Traders & Service Providers), where major assessment is done on the basis of business model, financials, promoters, collateral.

Need A Loan!
Choose an amount between ₹50,000 and ₹5,000,000.

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Eligility

  • An Indian Residents
  • Clear Marketable Title over property.
  • Above 18 years of age at the commencement of the loan
  • LTV upto 60% in residential property
  • 50% in commercial property
  • 40% in industrial / plots (residential or commercial only)
  • Corporate & SEG Group
  • Service Charges
  • Maximum age of 60 years when the loan matures
  • Nominal processing fees
  • Legal and valuation charges at actual
  • Cheque bounce charges Rs. 750/-
  • Stamp Duty / Registration Charges – as per actual
  • Cersai registration fees + service tax as applicable
  • Documentation charges between Rs. 10,000 – 20,000

Features

  • For your business needs
  • Property can be residential or commercial or industrial
  • Fixed / floating rate of interest
  • Flexible payment schedule
  • Overdraft / Cash Credit / Term Loan available
  • Loan ranging from 10 lakhs – 20 crores
  • Loan ranging from 10 lakhs – 20 crores.
  • Primary collateral charge on current assets and secondary collateral as property mortgage.

Advantages

  • Attractive rate of interest
  • Quick turn-around time
  • Hassle-free documentation process
  • Professional and transparent approach
  • Part payment facility also available.
  • Hassle-free documentation process

Documentation

  • Application form
  • Loan agreement
  • Mortgage Deed
  • FATCA Declaration
  • Basic KYC Documents
  • Financials
  • Income documents & Bank statement
  • Copy of property papers to be mortgaged
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